Turning 65
Helping you make confident Medicare decisions.
Medicare doesn't have to be confusing. Understanding your options before you enroll can help you make confident decisions.
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Are You Eligible for Medicare?
Medicare eligibility depends on your age, work history, disability status, and other factors. Here are the most common situations:
Turning 65
Most people become eligible for Medicare when they turn 65.
Still Working
Your enrollment timing may depend on your employer's health coverage.
Under 65
Some individuals qualify because of certain disabilities or specific medical conditions.
Every situation is different. A quick conversation can help you understand when and how Medicare applies to you.
There isn't one Medicare plan that's right for everyone. The best choice depends on your unique needs.
Missing an enrollment deadline could affect your coverage or costs. Knowing your timeline can help you avoid unnecessary surprises.
Avoiding a few common mistakes today can help you make more confident Medicare decisions tomorrow.
Frequently Asked Questions
When should I enroll in Medicare?
Most people become eligible when they turn 65. Your Initial Enrollment Period begins three months before your 65th birthday, includes your birth month, and ends three months afterward.
Will I be automatically enrolled?
It depends. Some people are automatically enrolled, while others need to apply. Your situation may vary based on your work history and Social Security benefits.
What's the difference between Original Medicare and Medicare Advantage?
Original Medicare includes Parts A and B. Medicare Advantage (Part C) is offered by private insurance companies and may include additional benefits like dental, vision, or prescription drug coverage.
Can I keep my current doctor?
That depends on the plan you choose. Before enrolling, it's important to verify that your preferred doctors and healthcare providers are included in the plan's network.
Can I change my Medicare plan later?
Yes. Depending on your situation, Medicare offers enrollment periods during the year that may allow you to change your coverage.
Still have questions? Every Medicare situation is unique. I'm here to help you understand your options with confidence.
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